That’s all, move along.
Wednesday, June 13, 2012
Tuesday, June 12, 2012
10 Personal Finance Apps You Should Know About
10 Personal Finance Apps You Should Know About:
According to CNN health, the average person checks his or her phone 34 times a day.* As young people interested in entrepreneurship, I suspect many of us can easily check our smartphones 34 times in two hours. Turn your smartphone into a tool for success with these 10 helpful personal finance apps.
“Umbrella” Finance Management
These apps allow you to see everything from one central ‘switchboard,’ so you can manage budgets, debt, and spending across multiple accounts.
Mint.com is an online service that allows you to securely manage all of your financial responsibilities from one place. First, make an account on mint.com and connect your accounts to their system. You can add budget categories like ‘Eating Out’ and set up ‘Goals,’ (such as ‘Save $2,000 for New Computer’). With the app, you can track your budget on-the-go (edit the budget through the website – the app is read-only). The Mint.com service boasts over 6 million users, and the app received glowing reviews from PC Magazine and Lifehacker. The website also advertises multiple security and encryption features built in to the service.
Learn about the app here
As the primary competitor of Mint.com, Pageonce also allows you to view your bills and balances across accounts from one secure ‘umbrella’ application. Access account statements, monitor investment portfolios, and even keep track of frequent flyer miles and rewards. Pageonce’s free app has an aesthetic, intuitive interface with similar functionality to the Mint app. For $4.99/month, the paid version (Pageonce Gold) lets you pay bills right from your phone with the push of a button. This feature is unique to the Gold version of Pageonce, and benefits those who just can’t wait to pay their bills.
(Note – Pageonce has just announced a plan to change the $4.99 Gold subscription to a pay-as-you-go service per transaction – this change is intended to make it simpler for new users to try out the premium service while grandfathering existing Gold users who do not wish to switch to the new plan.)
Learn about the app here
Those who love graphs and charts will salivate over the android-only EasyMoney app. EasyMoney creates interactive graphs of budget growth and management over weeks, months and years. You can track multiple accounts as well as multiple currencies, and analyze spending on-the-go with a variety of visualizations. It also offers an app-specific locking passcode feature, so that only you can access your data.
Learn about the app here
Smaller-Scale Budget Management
These simpler tools specialize in quick, on-the-go checkups and edits for weekly and monthly budgets.
MWB is a fairly new app for iPhone. It’s very intuitive (it took me only a few moments before I felt like an expert) and takes virtually no effort to update. You enter purchases with descriptive labels, and the app keeps track of how much more you’ve allowed yourself to spend that week, as well as how much you’ve spent on each type of purchase (Gas, Food, etc.)
Learn about the app here
Also for iPhone, iWallet smoothly categorizes and analyzes daily spending. The app features dashboard alerts when you’re close to overspending, and the interface takes only a few seconds to navigate. Further, you can analyze spending based on vendor, category and payment method: this way, you can easily avoid unintentional over-spending on credit lines. iWallet is a well-designed and functional small-scale budgeting app.
Learn about the app here
If you want an app that’s very easy to use and gives you an option for a constant reminder of your budget, Budgetizer is your go-to Android option. Create widgets for one of your home screens and update your spending directly from there. You don’t need to enter any complicated information, and Budgetizer simply tracks spending – it doesn’t analyze trends. The app is perfect for young people and students developing financial independence.
Learn about the app here
Similar to iWallet, Droid Wallet also allows you to track smaller-scale expenses as they arise. The interface is good for people who like to see a functional, well-organized layout without bells or whistles. It’s a solid app for managing all your short-term budgets: its only downside is the lack of a repeated income or expense feature from month-to-month – you do have to re-enter repeated events every month, even if your income is exactly the same.
Learn about the app here
More Nifty Personal Finance Tools
Use Red Laser to scour the web from your phone to compare the prices of products across different online retailers. The app allows you to search item names and barcode numbers – but more importantly, you can simply scan an item’s barcode using the camera in your phone and find its price on eBay, Amazon, and other sites. It’s simple, easy-to-use, and a great tool to make sure you never spend more than you need to on a product. However, Shopaholics beware! Red Laser streamlines the process of making purchases directly from your phone, so when you do see those orange bunny slippers on eBay for $2.95, it might be hard not to click “buy.”
Upon launch, critics wondered if Red Laser was ‘fair’ to retailers. In my view, it simply unifies and consolidates the existing resource of internet searching. Advances in technology mean that sales techniques must adjust.
Learn about the app here
For those of us who depend on PayPal for personal and/or business transactions, the app can be an invaluable resource. The straightforward user interface helps you ensure that you pay others and are paid in a timely fashion.
Learn about the app here
Finally, many banks offer apps which connect with your online banking identity. If you have between one and three accounts, these applications are most likely more practical for you than the ‘umbrella’ apps like Mint.com and EasyMoney would be. The apps offered by Chase and TD Bank (among others) allow you to track deposits and charges (avoid overdraft fees!) and transfer funds between Checking and Savings. No need to print a receipt after a cash withdrawal – your updated balance will appear on your phone. Check to see if your bank offers a bank-specific app.
Ms Fishbein is an 18-year old college student who spent a year studying opera at a top conservatory with much success, but discovered a growing fascination with Economics and Finance. She plans to change majors and pursue entrepreneurial ventures.
According to CNN health, the average person checks his or her phone 34 times a day.* As young people interested in entrepreneurship, I suspect many of us can easily check our smartphones 34 times in two hours. Turn your smartphone into a tool for success with these 10 helpful personal finance apps.
“Umbrella” Finance Management
These apps allow you to see everything from one central ‘switchboard,’ so you can manage budgets, debt, and spending across multiple accounts.
Mint.com – Free (Android and iOS)
Mint.com is an online service that allows you to securely manage all of your financial responsibilities from one place. First, make an account on mint.com and connect your accounts to their system. You can add budget categories like ‘Eating Out’ and set up ‘Goals,’ (such as ‘Save $2,000 for New Computer’). With the app, you can track your budget on-the-go (edit the budget through the website – the app is read-only). The Mint.com service boasts over 6 million users, and the app received glowing reviews from PC Magazine and Lifehacker. The website also advertises multiple security and encryption features built in to the service.Learn about the app here
Pageonce – Free; Gold Membership $4.99/month (Android and iOS)
As the primary competitor of Mint.com, Pageonce also allows you to view your bills and balances across accounts from one secure ‘umbrella’ application. Access account statements, monitor investment portfolios, and even keep track of frequent flyer miles and rewards. Pageonce’s free app has an aesthetic, intuitive interface with similar functionality to the Mint app. For $4.99/month, the paid version (Pageonce Gold) lets you pay bills right from your phone with the push of a button. This feature is unique to the Gold version of Pageonce, and benefits those who just can’t wait to pay their bills.(Note – Pageonce has just announced a plan to change the $4.99 Gold subscription to a pay-as-you-go service per transaction – this change is intended to make it simpler for new users to try out the premium service while grandfathering existing Gold users who do not wish to switch to the new plan.)
Learn about the app here
EasyMoney – $9.95 (Android)
Those who love graphs and charts will salivate over the android-only EasyMoney app. EasyMoney creates interactive graphs of budget growth and management over weeks, months and years. You can track multiple accounts as well as multiple currencies, and analyze spending on-the-go with a variety of visualizations. It also offers an app-specific locking passcode feature, so that only you can access your data.Learn about the app here
Smaller-Scale Budget Management
These simpler tools specialize in quick, on-the-go checkups and edits for weekly and monthly budgets.
My Weekly Budget – $0.99 (iOS)
MWB is a fairly new app for iPhone. It’s very intuitive (it took me only a few moments before I felt like an expert) and takes virtually no effort to update. You enter purchases with descriptive labels, and the app keeps track of how much more you’ve allowed yourself to spend that week, as well as how much you’ve spent on each type of purchase (Gas, Food, etc.)Learn about the app here
iWallet – $4.99 (iOS)
Also for iPhone, iWallet smoothly categorizes and analyzes daily spending. The app features dashboard alerts when you’re close to overspending, and the interface takes only a few seconds to navigate. Further, you can analyze spending based on vendor, category and payment method: this way, you can easily avoid unintentional over-spending on credit lines. iWallet is a well-designed and functional small-scale budgeting app.Learn about the app here
Budgetizer – Free (Android)
If you want an app that’s very easy to use and gives you an option for a constant reminder of your budget, Budgetizer is your go-to Android option. Create widgets for one of your home screens and update your spending directly from there. You don’t need to enter any complicated information, and Budgetizer simply tracks spending – it doesn’t analyze trends. The app is perfect for young people and students developing financial independence.Learn about the app here
Droid Wallet – Free (Android)
Similar to iWallet, Droid Wallet also allows you to track smaller-scale expenses as they arise. The interface is good for people who like to see a functional, well-organized layout without bells or whistles. It’s a solid app for managing all your short-term budgets: its only downside is the lack of a repeated income or expense feature from month-to-month – you do have to re-enter repeated events every month, even if your income is exactly the same.Learn about the app here
More Nifty Personal Finance Tools
Red Laser – Free (Android and iOS)
Use Red Laser to scour the web from your phone to compare the prices of products across different online retailers. The app allows you to search item names and barcode numbers – but more importantly, you can simply scan an item’s barcode using the camera in your phone and find its price on eBay, Amazon, and other sites. It’s simple, easy-to-use, and a great tool to make sure you never spend more than you need to on a product. However, Shopaholics beware! Red Laser streamlines the process of making purchases directly from your phone, so when you do see those orange bunny slippers on eBay for $2.95, it might be hard not to click “buy.”Upon launch, critics wondered if Red Laser was ‘fair’ to retailers. In my view, it simply unifies and consolidates the existing resource of internet searching. Advances in technology mean that sales techniques must adjust.
Learn about the app here
Paypal Mobile – Free (Android and iOS)
For those of us who depend on PayPal for personal and/or business transactions, the app can be an invaluable resource. The straightforward user interface helps you ensure that you pay others and are paid in a timely fashion.Learn about the app here
Bank-Specific Apps
Finally, many banks offer apps which connect with your online banking identity. If you have between one and three accounts, these applications are most likely more practical for you than the ‘umbrella’ apps like Mint.com and EasyMoney would be. The apps offered by Chase and TD Bank (among others) allow you to track deposits and charges (avoid overdraft fees!) and transfer funds between Checking and Savings. No need to print a receipt after a cash withdrawal – your updated balance will appear on your phone. Check to see if your bank offers a bank-specific app.Ms Fishbein is an 18-year old college student who spent a year studying opera at a top conservatory with much success, but discovered a growing fascination with Economics and Finance. She plans to change majors and pursue entrepreneurial ventures.
DRx x Bamford Army vs. Navy Rolexes
DRx x Bamford Army vs. Navy Rolexes:
Love it or hate it, DRx and Bamford Watch Department's Army vs. Navy release is one hell of a collaboration. The military themed collection features both Popeye and Beetle Bailey who are integrated into the watch dials with the arms on the characters acting as the hour and minute hands. The limited edition kit comes with nato strap and a custom comic strip which are both packaged in a military-style container. Link
Love it or hate it, DRx and Bamford Watch Department's Army vs. Navy release is one hell of a collaboration. The military themed collection features both Popeye and Beetle Bailey who are integrated into the watch dials with the arms on the characters acting as the hour and minute hands. The limited edition kit comes with nato strap and a custom comic strip which are both packaged in a military-style container. Link
Classic Men's Watch
Classic Men's Watch:
The ultimate classic design watch for men; the timeless Max Bill Chronoscope available from design purveyor Stardust. The Max Bill Chronoscope watch effortlessly blends timeless good design with precision German craftsmanship. The Chronoscope Watch was designed by Swiss designer Max Bill, one of the leading figures of the Bauhaus design movement. This exceptional men's watch confirms to all the requirements of good design; all elements are perfectly proportioned, it is functional, unobtrusive and exhibits a structural clarity unseen in most other watches. Furthermore, it is effortlessly stylish without trying to be too overbearing. It may very well be the best-designed watch you will ever own.
Peerless design and pedigree German mechanics. Junghans has set the standard in watch manufacturing for almost 150 years. Junghans watches are crafted in Germany for unsurpassed quality and precision. The beauty of time perfected, the Junghans Max Bill watch exhibits ideal proportions. The case, dial, crown and hands are in perfect balance and harmony. The Max Bill Chronoscope Watch remains true to form according to the original Max Bill design from the fifties. This ultimate style icon displays plenty of style. The Max Bill Chronoscope Watch has a 25 jeweled Swiss made Valjoux 7750 automatic movement. The case is all stainless steel with a highly polished finish. It is stylish, slender and sleek design watch for the modern man who appreciates exquisite watches. This Max Bill Watch has a solid steel snap on case which bears Max Bill's signature. The dial is black with minute markings and hour markings giving a very minimalist feel to it. Long flowing lines seem to be the main design influence, therefore the hour markers and hands are long. The long hands touch the correct points where the hour hand tips the hour marks, the minute hand touches the minute marks numbers, and the central sweep second hand follows the same line as the minute hand, just tipping the minute/second marks as it sweeps past them. The hands are luminous filled, with double luminous dot at the 12 position, and single luminous dots at the 3, 6 and 9 position. Also has minimally marked sub dials at the 12 and 6 positions. The pushers are extended pump style pushers. Date at the 3 position. The Max Bill Chronoscope Watch has an attractive convex highly domed plexi glass acrylic crystal, and domed case back, giving it an elliptical, “flying saucer” shape which at some angles makes the dial appear slightly curved, creating an appealing effect. It comes on a good quality black leather strap with polished steel pin buckle. Made in Germany with Swiss movement.
The Max Bill Chronoscope watch is vailable from Stardust
The Max Bill Chronoscope watch is vailable from Stardust
Tuesday, June 5, 2012
Granada Camper Store by A-cero
Granada Camper Store by A-cero:
A-cero have designed a store for Camper in Granada, Spain.
A-cero have designed a store for Camper in Granada, Spain.
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Project description:
On Mesones street, one of the best known, commercial and important streets of Granada, Spain, there’s a little store of 50 m2 whose reform has been developed by A-cero. The customer is the spanish brand Camper, dedicated to the exposition and sale of shoes. It will be its first store in Granada.The first important point is the use of the space, because a wide and useful place is needed. A-cero was selected for this work because of its actual, fresh and dynamic design, typical in Joaquín Torres and Rafael Llamazares’ projects. Each store that Camper opens is an event, depending, among other things, on the designer chosen for the project, because each one has his own style.
Camper always looks for a new style and concepts for their stores, making different and special places.
The location of the store is really good being placed in the most famous and commercial street of Granada. The store, with 48 m2, was a clothing shop partially abandoned.
Two colors: white and red, typical of the A-cero interior design projects and Camper. The space is open and projected with organic elements like the expositors, made of lacquered wood with white shelves and red face, having an indirect lighting by leds. Also, following the floor shapes, there’s a red and white bolon. Adding more sculptural values to the complex, in the middle part there’s another curve module used as a brech-change. To achieve more depth the rear wall is a mirror. There is still space for a warehouse at the back. The front is made of composite panel with red aluminium and the showcase of glass and red vynil following the style of the store.
The final result is an interesting fusion between the corporative resources and designs of Camper and A-cero. A special place that improves the market of the area and also, the possibility of feeling the universes of Camper and A-cero.
Visit the A-cero website – here.
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Outlier The FreeShell
Outlier The FreeShell:
Light and versatile, The FreeShell ($365) is Outlier's answer to those cooler summer days when you need to pack a just-in-case jacket. All the signature Outlier elements are here: 4Season fabric with a NanoSphere shield against dirt and moisture, high breathability, four-way stretch and an articulated raglan sleeve for increased freedom of movement. Link
Light and versatile, The FreeShell ($365) is Outlier's answer to those cooler summer days when you need to pack a just-in-case jacket. All the signature Outlier elements are here: 4Season fabric with a NanoSphere shield against dirt and moisture, high breathability, four-way stretch and an articulated raglan sleeve for increased freedom of movement. Link
More than Meets the Eye
More than Meets the Eye:
At first glance this design by Daniel Pearlman might look like another pretty coffee table, but take a closer look and you’ll see that it’s not just any old table. It’s a coffee table, chair, and side table cleverly disguised into one singular piece. A perfect design for small spaces, each piece looks and functions great on its own.
Designer: Daniel Pearlman
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Yanko Design
Timeless Designs - Explore wonderful concepts from around the world!
Yanko Design Store - We are about more than just concepts. See what's hot at the YD Store!
(More than Meets the Eye was originally posted on Yanko Design)
Related posts:
At first glance this design by Daniel Pearlman might look like another pretty coffee table, but take a closer look and you’ll see that it’s not just any old table. It’s a coffee table, chair, and side table cleverly disguised into one singular piece. A perfect design for small spaces, each piece looks and functions great on its own.
Designer: Daniel Pearlman
-
Yanko Design
Timeless Designs - Explore wonderful concepts from around the world!
Yanko Design Store - We are about more than just concepts. See what's hot at the YD Store!
(More than Meets the Eye was originally posted on Yanko Design)
Related posts:
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